Investories - entrepreneurship, growth and mindset to find your passion and level up

Creative Financing Pt 2: Kyle talks why it’s important to find a person, how to pitch seller financing and unique ways to find a deal

Welcome to Investories Deep Dive Season 2: Creative Financing 
We're breaking down the strategies to empower your Real Estate investing journey. 
Season 1 is all about creative financing. The who, the what, and importantly the how. 
Creative financing isn't just seller financing, and we're going to dive into it all, from subto, to hard money. 
Kyle is experienced in Seller financing, building a portfolio by working with sellers as well as traditional finance. It's accelerated his growth, and today we share some tips and tactics - essentially a coaching session -- to get seller financed. 
What is Seller Financing?
Seller financing, also known as owner financing, is when a seller provides financing for a buyer to purchase a property or business. This can be done through a mortgage, promissory note, or other type of loan agreement. There are several benefits and myths associated with seller financing.
Benefits of seller financing include:
Allowing buyers who may not qualify for traditional financing to purchase a property or business
Helping sellers to sell a property or business that has been on the market for a long time
Providing a way for sellers to earn interest on the sale of their property or business
Allowing sellers to negotiate the terms of the loan, such as the interest rate and repayment schedule
However, there are also several myths associated with seller financing, such as:
Myth: Seller financing is only for buyers with bad credit.
Reality: While seller financing may be a good option for buyers with bad credit, it can also be beneficial for buyers with good credit who want more flexibility in the terms of their loan.
Myth: Seller financing is always risky for the seller.
Reality: While there is always some risk involved in any type of lending, seller financing can be structured in a way that minimizes risk for the seller. For example, using a promissory note with a due-on-sale clause can protect the seller if the buyer defaults on the loan.
Myth: Seller financing is only for residential properties.
Reality: Seller financing can be used for both residential and commercial properties, as well as for businesses.
Overall, seller financing can be a viable option for both buyers and sellers, but it is important to understand the benefits and myths associated with this type of financing. It is always a good idea to consult with a financial advisor or attorney before entering into a seller financing agreement to ensure that it is a good fit for your individual situation.
Investories:
YouTube: https://www.youtube.com/@investoriespodcast7744
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 

Creative Financing Pt 1: Kyle talks the fundamentals of Seller Financing, how to find deals, how to work with sellers and how to work with agents not against them!!

Welcome to Investories Deep Dive Season 1: Creative Financing 
We're breaking down the strategies to empower your Real Estate investing journey. 
Season 1 is all about creative financing. The who, the what, and importantly the how. 
Creative financing isn't just seller financing, and we're going to dive into it all, from subto, to hard money. 
Kyle is experienced in Seller financing, building a portfolio by working with sellers as well as traditional finance. It's accelerated his growth, and today we share some tips and tactics - essentially a coaching session -- to get seller financed. 
What is Seller Financing?
Seller financing, also known as owner financing, is when a seller provides financing for a buyer to purchase a property or business. This can be done through a mortgage, promissory note, or other type of loan agreement. There are several benefits and myths associated with seller financing.
Benefits of seller financing include:
Allowing buyers who may not qualify for traditional financing to purchase a property or business
Helping sellers to sell a property or business that has been on the market for a long time
Providing a way for sellers to earn interest on the sale of their property or business
Allowing sellers to negotiate the terms of the loan, such as the interest rate and repayment schedule
However, there are also several myths associated with seller financing, such as:
Myth: Seller financing is only for buyers with bad credit.
Reality: While seller financing may be a good option for buyers with bad credit, it can also be beneficial for buyers with good credit who want more flexibility in the terms of their loan.
Myth: Seller financing is always risky for the seller.
Reality: While there is always some risk involved in any type of lending, seller financing can be structured in a way that minimizes risk for the seller. For example, using a promissory note with a due-on-sale clause can protect the seller if the buyer defaults on the loan.
Myth: Seller financing is only for residential properties.
Reality: Seller financing can be used for both residential and commercial properties, as well as for businesses.
Overall, seller financing can be a viable option for both buyers and sellers, but it is important to understand the benefits and myths associated with this type of financing. It is always a good idea to consult with a financial advisor or attorney before entering into a seller financing agreement to ensure that it is a good fit for your individual situation.
Investories:
YouTube: https://www.youtube.com/@investoriespodcast7744
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 

046 Tereva Jacobson @terevainvests talks walking away from the W2, dance school ownership, learning to network and partner being an introvert, wholesaling systems & fix and flips in high cost markets

Tereva Jacobson is crushing it in Real Estate. Based in Hawaii, investing locally and in Indianapolis, Tereva had a mindset shift after trying to balance family life, a growing dance business and a blooming W2 career. 
Tereva's real estate journey started by attending a seminar, prompting her to think about taking another path. Taking the decision to walk away from her W2, Tereva started wholesaling, learning Pace Morby's methods, and finding opportunities across the island. Growing into fix and flips Tereva's real estate career picked up when she started to hold herself to account, working with an accountability partner. Today Tereva has nearly 20 doors, blending Single Family Homes (SFH), Duplex, Triplex and Quadplex multi family properties. This portfolio is half directly owned, and half owned with partners! 
 Tereva breaks down: 1. How to get started, seeking education and finding your way. 2. How to connect with partners and find private money. 3. How to conquer self doubt, scale and network even if you're an introvert. 
Tereva:
Instagram: https://www.instagram.com/terevainvests/
Mailing list: https://view.flodesk.com/pages/61d3fae3a247a7a541995b49
Investories:
YouTube: https://www.youtube.com/@investoriespodcast7744
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus

045 Sarah Weaver talks travel & investing, location independence, market strategy, investing with low money down, Mid-term (MTR) & Short-term (STR) strategies, BRRRR & house-hacking

Sarah is a world traveler, living life on her own terms. Sarah is a coach, speaker, investor, and entrepreneur who went from 3 to 15 units in 90 days. Using a mix of short, long and crucially medium term rentals, Sarah has gained financial freedom, and breaks down how you can too. 
Sarah’s story is a bucket list of freedom and travel. Buying property in a van in New Zealand? Yup. Hiking in South America managing problem tenants? You got it. Sarah proves that you don’t need to invest in your own back yard. 
Sarah is a wealth of knowledge. In this ep she breaks down how and why she got started, how she scaled and importantly how she financed it without a high paying W2. 
Today Sarah continues to invest. Sarah hosts retreats for entrepreneurs, and real estate investors to level up their portfolios. Sarah runs seminars for real estate brokerages to inspire real estate agents to focus on building their own portfolios. Sarah launched Arya Design Services to meet a need in the market for investors to fully furnish, strategically design, and fully launch a furnished rental. 
Listen to the episode for an exclusive discount code for Sarah’s retreat. 
Sarah:
Instagram: https://www.instagram.com/sarahdweaver/?hl=en
Website: https://www.sarahdweaver.com/
30 Day Stay Book: https://www.sarahdweaver.com/mtr
Investories:
YouTube: https://www.youtube.com/@investoriespodcast7744
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 
 

Mindset, growth & finding your why: Jason Rash on delayed gratification, Jason Drees on finding flow, Scott Morse on developing your mindset and Stacey Johnson on finding faith & motivation

Yeah. Yeah. An end of year clip show. But we’ve talked to some awesome people in the last twelve months, and we want to share some of the many highlights. 
As a special Festive treat, Investories presents some mindset shift tips you can implement today. 
Love Investories? Get in touch. Especially if you want to build in 2023. 
Investories is looking for people interested in Mindset, Seller financing and STR and MTR strategies to receive live mentoring to level up their journey. 
 
Happy Holidays Investories Fam. 
Rather than spreading festive cheer, I'm trying to keep COVID to myself. But we continue! 
Alex lives in Southern California and worked on the front lines battling the COVID pandemic, and helping patients as a Respiratory Therapist and has been in the real estate game for a while now. 
As a child, he first learned about real estate while watching his family members operate a motel on the Las Vegas strip.  He then went on to investing in long term rentals (LTRs) in the early 2000's while also launching his career in healthcare as a respiratory therapist.  Unfortunately, with the crash in 2008, Alex learned the more unforgiving side of real estate and had to real back his portfolio.
Over the next several years, Alex continued to progress in his carrer as a respiratory therapist.  He and his wife (whose also a respiratory therapist) focused on their family and grew from a family of 2 to a family of 6, welcoming 4 wonderful children.  By 2015 or so, they were ready to take another swing at real estate!
Their CPA was actually the one that advised them to consider short term rentals for the tax benefits.  Taking their CPA up on his advice, they purchased a cabin in the Great Smokey Mountains of Tennessee.  This turned into a wildly successful investment.  In Alex's words "it was an ATM machine".  Alex and his wife have since continued to buy short term rentals, which allowed his wife to walk away from her carreer in healthcare to spend more time with family and on the business.
These days, Alex continues to work as a respiratory therapist and runs an online community supporting other healthcare professionals who want to get into real estate investing.  He's incredibly passionate about helping others recognize their own financial freedom through real estate investing and he continues to give as much as he can to the community!
Struggling with getting the numbers right? Stuck on CAP Rate? Struggling with expenses? 
This is the episode for you. 
Today, Investories welcomes Ryan Rex. Ryan is an underwriter with experience in taking down dozens of deals with Real Focus Capital. Ryan understands underwriting and sets out the hacks, tips and rules to better underwrite. Especially in a recession. 
Ryan has agreed to come on the pod again to answer your questions - so ask 'em; on instagram or via investoriespodcast@gmail.com
Thank you to every listener of the Investories Podcast. We appreciate you! 
If you liked this episode and have burning question, email us at investoriespodcast@gmail.com
Guest Instas:
Stacey Johnson: https://www.instagram.com/realestaceyy/
Jason Rash: https://www.instagram.com/jasonrash/
Jason Drees: https://www.instagram.com/jasondreescoaching/
Scott Morse: https://www.instagram.com/lamassuleads/
Investories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus

044: Alex Sabio: Building a luxury Short Term Rental (STR), overcoming bankruptcy, breaking down limiting beliefs, lessons learned on the front line of COVID, and how grandma was Vegas high-roller

Happy Holidays Investories Fam. 
Rather than spreading festive cheer, I'm trying to keep COVID to myself. But we continue! 
Alex lives in Southern California and worked on the front lines battling the COVID pandemic, and helping patients as a Respiratory Therapist and has been in the real estate game for a while now. 
As a child, he first learned about real estate while watching his family members operate a motel on the Las Vegas strip.  He then went on to investing in long term rentals (LTRs) in the early 2000's while also launching his career in healthcare as a respiratory therapist.  Unfortunately, with the crash in 2008, Alex learned the more unforgiving side of real estate and had to real back his portfolio.
Over the next several years, Alex continued to progress in his carrer as a respiratory therapist.  He and his wife (whose also a respiratory therapist) focused on their family and grew from a family of 2 to a family of 6, welcoming 4 wonderful children.  By 2015 or so, they were ready to take another swing at real estate!
Their CPA was actually the one that advised them to consider short term rentals for the tax benefits.  Taking their CPA up on his advice, they purchased a cabin in the Great Smokey Mountains of Tennessee.  This turned into a wildly successful investment.  In Alex's words "it was an ATM machine".  Alex and his wife have since continued to buy short term rentals, which allowed his wife to walk away from her carreer in healthcare to spend more time with family and on the business.
These days, Alex continues to work as a respiratory therapist and runs an online community supporting other healthcare professionals who want to get into real estate investing.  He's incredibly passionate about helping others recognize their own financial freedom through real estate investing and he continues to give as much as he can to the community!
Struggling with getting the numbers right? Stuck on CAP Rate? Struggling with expenses? 
This is the episode for you. 
Today, Investories welcomes Ryan Rex. Ryan is an underwriter with experience in taking down dozens of deals with Real Focus Capital. Ryan understands underwriting and sets out the hacks, tips and rules to better underwrite. Especially in a recession. 
Ryan has agreed to come on the pod again to answer your questions - so ask 'em; on instagram or via investoriespodcast@gmail.com
Thank you to every listener of the Investories Podcast. We appreciate you! 
If you liked this episode and have burning question, email us at investoriespodcast@gmail.com
Alex:
Instagram: https://www.instagram.com/the_real_alexsabio
Alpha Geek Capital: https://alphageekcapital.com/
Investories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 
 

043: Ryan Rex talks the how and why of Underwriting, Macro economics, CAP rates & Interest rates? Tips and hacks to get the numbers right, why your numbers might not work & underwriting in a recession

Investories Fam! 
Struggling with getting the numbers right? Stuck on CAP Rate? Struggling with expenses? 
This is the episode for you. 
Today, Investories welcomes Ryan Rex. Ryan is an underwriter with experience in taking down dozens of deals with Real Focus Capital. Ryan understands underwriting and sets out the hacks, tips and rules to better underwrite. Especially in a recession. 
Ryan has agreed to come on the pod again to answer your questions - so ask 'em; on instagram or via investoriespodcast@gmail.com
Thank you to every listener of the Investories Podcast. We appreciate you! 
 
If you liked this episode and have burning question, email us at investoriespodcast@gmail.com
Born and raised in Bakersfield, California, Ryan joined the United States Marine Corps after high school and completed 4 years of Active-Duty service, leaving the Marine Corps as a Sergeant. After completing an associate degree in Kinesiology, Ryan returned to service with the United States Army. He is currently serving as a Full-Time Training Non-Commissioned Officer for the Idaho Army National Guard.
Ryan specializes in micro and macro data analysis, historical trends, projections, and Underwriting. He has analyzed and underwritten over 200 deals and provided critical insight to allow teams to make accurate decisions for themselves and their investors.
Ryan specializes in Multifamily and market analysis, as well as niche asset classes such as STR, MHP, Campgrounds, RV Parks, and Business valuation.
He currently resides in Idaho, is married to his beautiful wife Samantha, and is a proud father of two.
Ryan:
Email: Ryan@Realfocus.org
Real Focus: www.realfocus.orgInvestories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 
 

042:John Hooper breaks down lessons learned from starting with zero credit, no job to investing in short term rentals, talking taking ownership, real estate education and how you can get started

A Different kinda Ep! 
Today Kyle interviews(Ish) John on the lessons he learned from moving countries. In 2015, John moved to the US with no job, no credit and a few thousand bucks. Reflecting, John worked, saved and bought real estate kicking off this whole thing we call investories. In the episode Kyle and John breakdown their personal journeys, getting started, routes for education and importantly 'mindset'. 
Want to grow your investing knowledge? Drop us an email and ask a question. 
In 2023 we want to connect you with experts, live, on the pod to get maximum value! 
 
Investories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus

041: Dion McNeeley talks finding your number, why you may be wrong about financial freedom, FIRE, why you’re trained to live in a factory and going from broke to retirement in 12 year... the lazy way

Happy Thanksgiving. 
Thank you to every listener of the Investories Podcast. We appreciate you! 
Today, we welcome Dion McNeeley. Dion is a ex-marine, ex-cop, ex-truck driving instructor who, after being underwater on his house, realized there had to be a better way. 
 Dion went on to find Rich Dad, Poor Dad (and a few other books) that set him on a course to downsize his life, take action and own his destiny, including house hacking, developing a unique method to raise rents and finding his 'freedom' number. 
Now financially independent, Dion shares content on mindset, and how to start, with little or no resources. Dion covers his investing strategies, how to diversify in real estate and how to find your financial independence number (hint, it's not as much as you'd think). 
If you liked this episode and have burning question, email us at investoriespodcast@gmail.com
nvestories welcomes Ivory Becker, Founder of Incite Strategies, a credit repair, education and restoration specialist with a background in Financial Planning and Default Regulatory Compliance within the industry’s largest financial institutions. 
Ivory brings a wealth understanding of the laws and regulations surrounding delinquency, including foreclosure, collections, and the modification process. 
Leveraging her vast knowledge on the subject matter, the insightful woman has created a premier credit repair brand that stands out from the rest.
Ivory breaks down what is credit restoration, why you might not be using credit cards and scores correctly, how credit scores are calculated, and how you can capitalize it, and using personal and business credit. 
Dion:
YouTube: https://www.youtube.com/c/diontalkfinancialfreedom 
Email:  Dion.McNeeley@yahoo.com
Hidden Jobs:  http://www.hiddenjobs.org 
Investories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus
 
 

040: Ivory Becker, Incite Strategies talks credit scores, using personal and business credit, tips to repair your credit, how to max your score and how to setup credit for your kids.

Investories welcomes Ivory Becker, Founder of Incite Strategies, a credit repair, education and restoration specialist with a background in Financial Planning and Default Regulatory Compliance within the industry’s largest financial institutions. 
Ivory brings a wealth understanding of the laws and regulations surrounding delinquency, including foreclosure, collections, and the modification process. 
Leveraging her vast knowledge on the subject matter, the insightful woman has created a premier credit repair brand that stands out from the rest.
Ivory breaks down what is credit restoration, why you might not be using credit cards and scores correctly, how credit scores are calculated, and how you can capitalize it, and using personal and business credit. 
Ivory Becker:
Incite Strategies: https://incitestrategiesllc.com/ &  incitestrategies.credit
Instagram: https://www.instagram.com/ivoryleague_/?hl=en
TikTok: https://www.tiktok.com/search?lang=en&q=incite_strategies
Creditworthy: trycreditworthy.com.  & Gettingcreditworthy.com
Myscore IQ: https://www.myscoreiq.com/
YouTube: Incite Strategies Credit Repair
Investories:
Tik Tok: https://www.tiktok.com/@investoriespod
Instagram: https://www.instagram.com/investoriespod/
Email: investoriespodcast@gmail.com
Kyle:
Facebook: https://www.facebook.com/yourmultifamilymentor
Instagram: https://www.instagram.com/your_multifamily_mentor/?hl=en
John: 
Instagram: https://www.instagram.com/hoopeezy/?hl=en
Airbnb: https://airbnb.com/h/ponderosapinehaus